How We Work

Getting Your Favorite Products on Easy Installments Has Never Been Simpler!

At GET EMI, we’ve made the process of buying mobile phones, appliances, and gadgets on installments quick, transparent, and hassle-free.

For financing, we strictly follow the Murabaha model — a cost-plus-profit sale structure that is 100% Shariah-compliant and therefore completely interest-free. This means there’s no riba (interest) at any stage of your purchase — just a transparent, fixed sale price agreed upfront between you and GET EMI.

Our profit margins on Installment Plans are mentioned below:

3 months: 5-8 percent on the retail price (zero percent on specific products)

6 months: 15-18 percent on the retail price

12 months: 24-28 percent on the retail price

(Check the product page for detailed Instalment plan)

BUY WITH GETEMI.PK NOW!

GETEMI.PK strives to help you get your favorite products on Easy Monthly Installment Plans. We cater to your household needs with our easy purchasing options that are Shariah Compliant and cost effective.

How to Buy (Cash)

Step 1: Select Your Product

Step 2: Click on “Buy on Cash”

Step 3: Fill in the details & submit

You’ll get an order confirmation call. Once it’s confirmed, the product will be delivered to your doorstep in 1-3 working days. You will pay cash on delivery.

How to Buy on Installments

Step 1: Select Your Product

Browse our website and choose the mobile phone, appliance, or gadget you’d like to purchase.

Step 2: Click “Buy on Installment”

Once you’ve found the right product, simply click the “Buy on Installment” button to begin your order.

Step 3: Submit the Online Installment Form

Fill out our short online installment form with your basic details. This is the first step in setting up your installment plan.

What Happens Next

Verification Call

After you submit your online installment form, a member of our verification department will call you to confirm your basic details.

Submit Required Documents

Once your details are confirmed, one of our verification officers will visit you in person or you can also share soft copies through email or our official WhatsApp.

Please have the following ready for your verification visit:

Original CNIC (ID card) — copy required
One home utility bill confirming your residence — the bill can be in your name, or in the name of a blood relative (father, mother, or spouse)
One reference contact (a person we can reach out to, if needed)
One Bank Cheque of total amount (optional)

Verification & Delivery

Once your documents are submitted and verified, we typically need 24-48 hours to complete the process. After that, your product will be delivered straight to your doorstep.

Payment Method

We believe you should only pay once you’re satisfied with your product — so no payments are taken before delivery.

At the time of delivery, you can inspect your product first. Once you’re happy with it, you pay your down payment — payable via cash, online bank transfer, or digital wallets (such as JazzCash or Easypaisa), whichever is most convenient for you.
From the second month onward, all subsequent monthly installments are collected through online bank or digital wallet only transfer — no cash, and no postdated cheques required.